My wife and I have recently taken the plunge and are actively pursuing the purchase of a house. It's unbelievable how may options there are for mortgages out there. Right now we're scheduled to close on the house on Oct. 29. I'm just working on the mortgage right now. Here's a bad picture of the house . It's a 4 bedroom 3 bath home with 3 levels and a bonus room in the basement. The lot is about 0.2 acres and the back and the left side are dense woods which are part of the common property of the subdivision which will never be built on.