The latest news on the new home saga is that the inspection we paid for was completed yesterday afternoon. The only problems he found were that there's a small hole in the siding and there's a stain on the linoleum in the upstairs bathroom. Everything is looking pretty good so far. I also locked in the proposed rate on the 5/1 ARM that we're going with. Everyone seems to think I should be scared of using an adjustable mortgage, but right now I'm more concerned with keeping the payments low. I'll have 5 years to figure out what to do next.